Payments with UPside

UPside is an online service accompanied by a Visa prepaid card for teens and students to manage money received from parents and jobs without having to open a bank account or get a credit card.

Once the money has been loaded onto the card, it can be spent online and in the physical world at more than 20 million merchants worldwide. The card can also be used to withdraw cash at the tens of thousands of ATMs which have the Visa, Interlink or Cirrus logos. In a nutshell, it combines the safety of an FDIC-insured bank and the universality of the Visa network, with the flexibility of an online service specifically designed for the younger generation and their family.

As a bonus, unlike many other bank accounts and debit cards, UPside provides a members-only loyalty program called, UPoints...specially designed to reward cardholders quicker.

The UPside Visa Prepaid Card is not a credit card: cardholders can only spend the money that has been loaded beforehand into the UPside account. There is no credit card bill to pay at the end of the month, no late fees, no risk of going into debt.

If the card is lost or stolen, the money in the UPside account is unaffected. As long as we are notified promptly of a loss or theft, the money is 100% safe.

Receiving money with UPside: UPside accounts can be loaded with funds from parents' credit or debit cards, from parents' checking or savings account, from employers (via Direct Deposit), from friends and family (via card-to-card money sharing) and from certain online communities and marketplaces which offer monetary rewards to their members.

Visit the UPside site

Download the card product brochures here.